What is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a program that assists individuals in financing their dental care needs. It has several components to reduce the cost of dental care for those in need. This Canada dental program includes diverse services such as checkups, cleaning, filling and many others to ensure no one misses out on the dental care that they require in order to support a healthy smile.
Eligibility Requirements for the Canadian Dental Care Plan (CDCP)
To qualify for the CDCP, you need to meet these four requirements:
- You don’t have any dental insurance.
- Your adjusted family net income is less than $90,000.
- You are a Canadian resident for tax purposes.
- You filed your tax return for the previous year.
You must meet all these criteria to qualify. If you have dental coverage through any government dental insurance for seniors or other programs, you can still be eligible for the CDCP. If you qualify, we’ll work together with your existing plans to ensure there are no gaps in your coverage.
What Guidelines Determine the Payment Amount for Services Covered by the Canada Dental Care Plan?
You might have a co-payment based on your family’s adjusted net income. A co-payment is part of the dental costs that the Canadian Dental Care Plan in Kitchener (CDCP) doesn’t cover, which you’ll need to pay directly to your dentist.
Here’s how it works based on your adjusted family net income:
| Adjusted family net income | How much will the CDCP cover | How much you will cover |
| If it’s less than $70,000 | The CDCP covers 100% of eligible dental care costs | 0% of the CDCP established fees. You may face additional charges as described below. |
| If it’s between $70,000 and $79,999 | The CDCP covers 60% of the dental costs | 40% of the CDCP established fees. You may face additional fees as described below. |
| If it’s between $80,000 and $89,999 | The CDCP covers 40% | 60% of the CDCP established fees. You may face additional fees as described below. |
Remember, the fees charged by your dentist may be higher than what the CDCP will pay. Always ask your dentist near you about any potential costs not covered by the plan before getting treatment. This way, you’ll know exactly what to expect!
Procedure for Applying to the Canada Dental Care Plan (CDCP)
- Check your eligibility: You’ll need to provide your full name, date of birth, social insurance number, address, and other required information at the authorized website.
- Receive your application code: If you qualify, you’ll get a letter with a code and instructions on how to apply.
- Apply: After you apply, you’ll know right away if you’re approved.
- Get confirmation: If you’re eligible, you’ll receive confirmation and details for enrollment.
- Enroll: Your info will be shared with Sun Life, the service provider.
Once you’re enrolled, you can start using the dental care services included in the plan. Remember, providing accurate and up-to-date information can help your application process go smoothly.
Services That Are Covered Under the Canada Dental Care Plan
If you don’t have private dental insurance and are working with a tight budget, the good news is that the CDCP for seniors provides coverage for many dental services aimed at improving your oral health. Here’s a quick list of what’s generally included:
- Preventive services: Routine cleanings, polishing, sealants, fluoride treatments, and more to help keep your teeth healthy.
- Diagnostic services: Dental consultations and imaging studies done for the purpose of examining one’s mouth and teeth.
- Restorative services: Fillings to fix cavities and damaged teeth.
- Endodontic services: Treatments for infected teeth, like root canals.
- Prosthodontic services: Coverage for complete and partial dentures.
- Periodontal services: Deep cleaning to treat gum disease.
- Oral surgery services: Extractions of damaged teeth and other necessary surgeries.
Take into consideration that there could be some benefits which the CDCP will have to pre-approve prior to you getting the benefit. Benefits may also differ according to your condition and also details of the plan.
Canada Dental Care Plan: Why is it Important for Oral Health?
- Prevents cavities: Regular check-ups help to detect and treat cavities early.
- Gum health: Keeps gums healthy by preventing diseases such as gingivitis.
- Cost effective care: Makes dental services more budget-friendly for families.
- Oral cancer screening: Early detection of oral cancer can save lives.
- Boosts confidence: A healthy smile improves self-esteem.
- Saves money: Preventive care reduces the need for costly treatments later. The Canadian government dental plan for seniors ensures that elderly individuals can also access these important benefits.
Connect with Us Today for Detailed Information Regarding the Canadian Dental Care Plan!
Laurentian Dental Centre provides a reliable and comprehensive Canadian Dental Plan customized to meet patients’ needs. Our focus on preventive care and comprehensive services ensures that you and your family can maintain healthy smiles. Joining the CDCP plan is hassle-free and we shall help you do it without stress. Call our dental clinic in Kitchener today for more information on how you and your family can take advantage of our dental plan.